I’m on my spouse’s plan but I want to switch to StretchDollar. What should I do?

If you are currently on your spouse’s plan and wish to take advantage of your employer’s StretchDollar ICHRA health benefit, just follow these steps. Note: The order is important in that it ensures there won’t be any lapse in coverage.

1. Enter the StretchDollar Benefits Portal and “accept” the benefit. Don’t forget to link your bank account.
2. Start shopping for a health plan. (Click the "shop" tab in the left navigation of your Benefits Portal.)
   1. IMPORTANT: Make sure to choose a start date for your health plan that coincides with the date that your spouse intends to remove you from their health plan.
   2. You must pay the first month’s premium for your new health plan for it to be confirmed. This may mean that you’re paying for a future month. Just remember, you will receive premium reimbursement now that you're enrolled in StretchDollar health benefits!
3. Have your spouse notify their benefits admin to remove you from the existing plan prior to your new plan's start date (Ex. if your new coverage is effective on January 1st, let your spouse’s benefits admin know in December of the change.) This process may take several days or weeks, so be sure to plan in advance.
4. Enroll in Auto-Reimbursements in your Benefits Portal. For detailed instructions, click here.

Have any questions? Contact your StretchDollar at support@stretchdollar.com.